Professor Elam

11% Default Rate $1.5 T Student Debt

Monday June 24, 2019

Bernie says it is time for Wall Street to bail out student borrowers

Expect the 20+ Dem Presidential candidates to out do one another in offering schemes to eliminate student debt, and attract those student voters.

Bernie says the problem is that the Federal Govt has not stepped in and helped students.

 

This is grossly incorrect. The Feds have stepped in only to help universities raise fees and tuition with no downside or risk to the school whatsoever.  And the real tragedy

 

if a college degree (notice it iis always a generic degree,never s specific one) is so valuable, why do so many students have difficulty repaying hhe loan. The answer is that far too many  degrees simply do not deliver the job ready skills to meet the debt payments. And that is the tragedy.

And  now a question, if Bernie et al are going to wipe out existing college debt, what about the debt currently being pile up by those enrolled in college?  Doe s that get wiped out the day the student graduates?

Another Week, Another Fine for KPMG

Weekend June 23 2019

KPMG has actually admitted fraud, for once, in bribing PCAOB officials as to which audits would be examined.

Then top officials cheated on their own internal audit CPE exams. As one comment states, shy didn't the SEC kick them out of public audits for a while.

http://www.fcpablog.com/blog/2019/6/17/kpmg-fined-50-million-stole-pcaob-data-and-cheated-on-exams.html

Which is worse?

https://goingconcern.com/which-kpmg-scandal-is-worse-pcaob-steal-the-exam-or-cpe-training-exam-cheating/

 

Another Week,Another Fine for WFC

Weekend June 23 2019

We have followed the travails of WFC in the last few ethics classes. Now WFC has agreed to pay $400 M to settle fraudulent insurance charges.

Also WFC is having trouble finding anyone who will agree to be the CEO, no wonder.

Job Opportunity

Weekend June 16 2019

We have a job opportunity at Lone Star Capital Bank for a full-time Credit Analyst.  Please find attached the job description.  I would be very appreciative if you could circulate this to faculty and the career counseling office at Texas A &M.

 

Kind regards,

 

Sujata

 

 

Sujata Venkateswar

Credit Officer

210-496-7723– office

(210) 496-6118 – fax

 

CIA Exam

Monday  June 3 02019

 

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Texas Our Texas

Monday June 3, 2019

 

Acct in Admissions Scandal Pleads Guilty

https://www.wsj.com/articles/business-manager-in-college-admissions-scheme-reaches-plea-agreement-11559343830?mod=hp_lista_pos2