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Unbiased Finance Blog

San Antonio Accounting Societies

Local Accounting Firms

  • BKD
    In the last few years several local firms have been acquired, like the Hnake group, by national firms such as BKD.
  • Grant Thornton San Antonio
    Grant Thornton is one of the large national firms occupying the size ladder below the Big Four.l
  • Padgett Stratemann is now RMS
    As San Antonio becomes a bigger player in Texas Business, more national firms are entering this market. A national firm does not start from zero. RMS ( purchased Padgett. This gives the buyer a large client base to start with. Typically the local partners have made a handsome profit on their time at the firm. But seeking to recoup the investment, the buyer typically raises fees knowing some business will be lost. RMS has re located from North Loop 410 to 1604 and 281. Renee Foshee, a tax expert with the firm, is the current SA CPA Society President.
  • Turner Cleveland PC
    Terry Cleveland has addressed our students. Two of our graduates are employed with at this firm.
  • weaver CPA
    Weaver is one of the largest Texas based Accounting Firms.
  • Hill and Ford CPAs
    Kim Ford has addressed our students. She has expanded her practice from tax and write up to forensic investigation and court testimony.
  • Fisher Herbst and Kemble P. C.
    Bruce Howard who was on our Business Advisory Council was the Officer Manger for this firm.
  • Ridout Barrett CPAs
    Tony Ridout has visited and addressed our students many times. We have placed graduates with Ridout for several years.

Financial Consulting Firms

  • Aventine Hill Partners, Inc.
    Beth Hair CEO founded Aventine in San Antonio in 2009. The firm now has offices in Dallas, Austin, San Antonio, and Houston. She formerly was with RGP.
  • Resource Global Professionals
    Susan Hough has been to campus and spoken to our students. She is the San Antonio Manager of RGP. RGP and Aventine are not CPA firms. Instead they offer contract specialists for firms needing specific tasks such as compliance or Controllerships.

Accounting Information

Accounting Certifications

Accounting Information

TAMUSA Library

  • P2240002
    Learn about the accounting review mateirals!

Geo Politics

  • Foreign Affairs
    :Published by the Council on Foreign Relations
  • Institute for the Study of War
    The Institute for the Study of War advances an informed understanding of military affairs through reliable research, trusted analysis, and innovative education. We are committed to improving the nation’s ability to execute military operations and respond to emerging threats in order to achieve U.S. strategic objectives. ISW is a non-partisan, non-profit, public policy research organization.
  • Stratfor
    This Austin, TX based site was begun by an ex Texas State Professor.

Columnists - Thoughtful Reading

Economic Sites and Blogs

The View from Abroad

San Antonio Ragtime Society

  • San Antonio Ragtimne Society
    This is an organization that sponsors the only annual Ragtime Festival in Texas. A TAMUSA student is an active member.
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San Antonio Ragtime Society

  • San Antonio Ragtimne Society
    This is an organization that sponsors the only annual Ragtime Festival in Texas. A TAMUSA student is an active member.


« The Orderly Meltdown Continues | Main | More Accounting Scandals »

March 29, 2007


Well, now the decline has spread from what is traditionaly known as suprime to the prime market, so I guess now its a "problem". I smell regulation. I guess if we need someone to protect us from "bad for us" cooking oil, then we need someone to protect us from bad loans:). Some governtment funded programs, such as ACORN,that provide assitance to first time, low income, homebuyers also require that the prospective homebuyers attend budgeting sessions, so that they can understand how much of a home they can actually afford after taking into consideration "all" living expenses, maybe the more afluent also need a course on budgeting? I've already read about some views concerning the implementation of such regulations, maybe it wouldn't be so bad. I just don't think that I need someone else to tell me what's good for me. It should not be so hard if two plus two is four then you can't afford five. But, that's just me.

Jason Raper

I have been following alot of the stories from the sub-prime fallout. Loans are typically qualified on before tax income, and the Loan Officer is supposed to only allow you to have a payment of 28% of gross monthly income. Here is the simple math they use though: gross income per month /2
2...deduct monthly payments for car, credit card, loans, etc
3...that equals the amount you can afford per month.

So lets say that you have a person that makes $60000 yr or $5000 a month:

divide that by 2 and you get $2500

deduct $450 for car payment and you get $2050
deduct $100 for credit card MONTHLY DEBT and you get $1950
deduct $150 for school loans MONTHLY DEBT and you get $1800

if you use the 1% rule for total taxes and payment that means the max loan value can be $180,000....

FOR SOMEONE THAT MAKES $60000/year that quite a nice house in DFW and one that they have no business buying....

If you want to regulate you must first start with the loan officers....the banks are somewhat allowed to loan to whomever they whatever rate they want; the requirements need to be in legislation and on paper to prevent sub-primes from bending the rules for the economy.


Foreclosures are a symptom of a greater issue facing our society. We have somehow forgotten that our intrinsic value is not determined by our job title, neighborhood or the car we drive, yet by the content of our character.

Personal responsiblity is the best deterrant to federal regulation.

Dennis Elam

Well forgotten might suggest that someone could remember Ariane's good commnent. Now the WSJ has the Personal Journal with Distincitive Properties featuring homes in the millions, I have suggested one could have graphed the number of listings there to find the top of the real estate bubble. Forbes used to be a great business mag, now their lifestyle issue runs more pages and probably makes more money. Expensive watch ads for mechanical watches, the less reliable model than my 40 buck Timex, adorn Texas Monthly and the WSJ. And I must say several students have noted that their businesses or some they have seen do everything to get folks into homes they cannot afford.

Good Point Ariane, gee my Grandad could not have coped with the idea that you go out to lunch and put it no a credit card....

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